I build guardrails for people's money.
I'm a chemical engineer from Lagos. In 2026 I shipped 20+ products, most of them live onchain with real money in them.
Plinth
Savings on tokenized US stocks with a floor under them.
You deposit dollars, pick a stock and a floor. Part of the money rides the stock and the rest earns interest. When the stock falls, an agent moves money to safety on its own, at 3am on a Sunday if it has to.
Banks have sold this for decades as the capital protected note, with minimums, lockups and desks that only trade in New York hours. Plinth runs one contract per saver, from $1, with no lockup.
- Live on BNB Chain mainnet
- 20 tokenized US stocks
- An agent checks every vault every minute
- Every 12 month period of ten years, tested
Everything I shipped this year, still live.
16 products, strongest first. Open a row to see it. Every link goes to the real thing.
01 Tifo Your matchday sales, run by an agent. Arc mainnet
02 Freeze Lock today's crypto price. Decide later. Arbitrum, in PayBox
03 Kept A trading wallet that keeps part of every win. Solana mainnet, Android
04 Floorline Protect your MON without selling it. Monad mainnet
05 Breaker Halt protection for tokenized stocks. Solana
06 Keel Borrow against your Bitcoin. Never redeemed. Mezo testnet
07 Shunt See what could break your trade before you place it. Bitget
08 RESIDUAL Trade only what belongs to the company. Bitget
09 Safe Journal Write it down. Keep it safe. Make it count. Arkiv
10 Proof of Exploit Get paid for the bug. Never say who you are. Midnight
11 Settle Find the blockers before you estimate. IBM Bob
12 Rundown Every fan's own half time show. Microsoft Foundry
13 Propped Get your product on the TV shows your customers watch. Qloo
14 Hostable Pick the city your people can actually reach. FalkorDB
15 Halo Your AI agent bought the wrong thing? Money back. OpenServ
-
1
Test the risky part first
Before I build, I prove the one thing that could kill the idea, live, with real data. Plenty of ideas die at this step, and that's the point of it.
-
2
Ship to mainnet
Most of the ledger runs on mainnet with real money, because that's where the edge cases live.
-
3
Correct in public
When I found Plinth's backtest claim only held for the sample I had tested, I published the correction and then lowered five risk levels onchain.
-
4
Think like a process engineer
Chemical engineering is about keeping a system inside its limits while shocks hit it. Most of what I build is that loop, applied to money.
I'm Jennifer Eze.
I trained as a chemical engineer at Nnamdi Azikiwe University and did my industrial training in operations at the Warri refinery. In 2026 I started building software full time and haven't stopped: 20 hackathon entries this year, each one a real product.
I build for people like the ones around me in Lagos: people saving in dollars, trading on their phones and running small businesses.
- Degree
- B.Eng Chemical Engineering, Nnamdi Azikiwe University, 2026
- Training
- Operations, Warri Refining and Petrochemical Company (NNPC), 2025
- Recognition
- Finalist, MoonPay PayBox hackathon, October 2026
- Based in
- Lagos, Nigeria